Investing in community leaders is essential
Applications to the 2024 Restuccia Health Justice Fellowship are now open!
Regular Health Policy Hub readers know how important the Affordable Care Act is to improving the health and financial stability of millions of LGBTQ people across the country. Thanks to health reform, the uninsured rate for low- and middle-income LGBTQ people has fallen by an overwhelming 35 percent since 2014. More LGBTQ people have access to the health care they need (like substance use disorder treatment, HIV treatment, and mental health care), and critical nondiscrimination protections mean that LGBTQ people should no longer face discrimination in health insurance or health care simply because of who they are or who they love.
Key findings include:
To help transgender consumers better understand their options before the December 15th deadline, we compiled this information in 18 state-specific transgender health insurance guides with information about plans offered in Arizona, Florida, Georgia, Illinois, Louisiana, Michigan, Missouri, Nevada, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Virginia, West Virginia, and Wyoming. (The guides are a helpful start, but we urge all consumers to carefully review each plan to ensure it meets their needs and/or make an appointment with an LGBTQ-friendly enrollment assister who provide free help.)
Although there is still progress to be made, this analysis confirms that health insurance options for transgender consumers continue to be better than ever—despite the federal government’s efforts to sabotage the Affordable Care Act and roll back protections for LGBTQ people. The results also suggest that insurers acknowledge and understand that the gender-identity nondiscrimination protections under Section 1557 of the Affordable Care Act remain in force and that discriminating against transgender people is bad business.
With more insurers than ever before confirming that medically necessary care for transgender people is covered, there has never been a better time for transgender people to #GetCovered for 2018. As Valerie Jarrett and Mara Keisling recently put it in an op-ed for the Advocate, transgender people should “make a plan to get you and your family covered now, so you — and the rest of us — can keep fighting for the care we need.”
The final deadline to enroll in affordable health insurance through HealthCare.gov is December 15th. For more information on what this means for the transgender community, please visit Out2Enroll.org.
Katie Keith is a member of the Steering Committee at Out2Enroll