Meet Bobby 

Bobby Laughlin works hard to make ends meet in Baltimore City, juggling jobs in both the restaurant and HVAC industries. But neither job offers health insurance. 

A man with short blonde hair and a red shirt sits in front of curtains in a living room

To stay covered, Bobby purchases his insurance through Maryland’s health marketplace — and thanks to federal health care tax credits, he’s finally able to afford the care he needs. 

These tax credits lowered his monthly premium, reduced his deductible by thousands, and made it possible to see doctors without going into debt. Before, Bobby was paying for a costly plan that covered very little. Specialist visits cost hundreds of dollars, and an unexpected emergency could have meant thousands in medical bills. 

Previously, I was paying for a higher cost plan that did not give me much coverage… The federal health care tax credits have given me access to great health care, and I would hate to lose it.
– Bobby Laughlin, Maryland

Now, with affordable coverage, Bobby has peace of mind knowing he can access quality care when he needs it most. He says losing these federal health care tax credits would be devastating.